Calculate Your Zakat in 5 Steps
Step 1: Determine the Nisab
Step 2: Add Up Your Zakatable Assets
Include:
Exclude:
Step 3: Subtract Your Debts
Step 4: Calculate Net Zakatable Wealth
Step 5: Pay 2.5%
Example Calculation
Who Receives Zakat?
Give Your Zakat to Umma Foundation
Zakat is 2.5% of your total zakatable wealth, paid annually once your wealth exceeds the nisab threshold for one full lunar year. Here's how to calculate it accurately for 2026.
The nisab is the minimum wealth threshold. There are two measures:
Most scholars recommend using thesilver nisabas it includes more people in the obligation — ensuring more wealth is purified and more people receive support.
Deduct any debts or liabilities you owe:
Net Zakatable Wealth = Total Assets − Total Liabilities
If this exceeds the nisab, proceed to Step 5.
Zakat Due = Net Zakatable Wealth × 0.025
The Quran specifies 8 categories (Surah At-Tawbah, 9:60): the poor, the needy, zakat collectors, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and the stranded traveler.
Umma Foundationis a registered 501(c)(3) nonprofit (Tax ID: 86-3883211) that distributes zakat-eligible aid to families in need across Gaza, Sudan, Yemen, Lebanon, and the US. Your zakat reaches those who need it most.
