Definition of Zakat
Why Zakat is Obligatory
Who Must Pay Zakat?
Step 1: Understanding Nisab (Minimum Threshold for Zakat)
What is Nisab?
Current Nisab Threshold (as of 2025):
Step 2: What Wealth is Subject to Zakat?
Zakatable Wealth Includes
Step 3: How to Calculate Zakat in 5 Easy Steps
1: Add Up All Zakatable Assets
2: Deduct Any Liabilities (Debts & Expenses)
3: Compare with Nisab
4: Calculate 2.5% of Zakatable Wealth
5: Donate to Eligible Recipients
Top 5 Charities to Donate Your Zakat
1. Umma Foundation – Saving Lives in Yemen & Gaza
2. Islamic Relief USA
3. Penny Appeal
4. Zakat Foundation of America
5. Muslim Hands
Conclusion: The Blessings of Giving Zakat
Quick Recap:
Zakat, derived from the Arabic word"zaka,"meanspurification and growth. It is acompulsoryfinancial duty for Muslims who possess wealth above a certain threshold (nisab) for at leastone lunar year (hawl).
Muslims who meet the followingthree conditionsmust pay zakat:
✔They are an adult Muslim(above puberty).✔Their wealth meets or exceeds the nisab threshold.✔Their wealth has been held for a full lunar year.
Before calculating zakat, you must determine whether yourwealth meets the nisab threshold.
The nisab is theminimum amount of wealththat makes zakat obligatory. It is determined based on the market value of87.48 grams of goldor612.36 grams of silver.
💡Tip:Since silver has a lower threshold, some scholars recommend usingsilverto encourage more donations.
✔Cash & Bank Balances(Checking, savings, and cash in hand)✔Gold & Silver(Including jewelry, coins, and bars)✔Investments(Stocks, bonds, shares, mutual funds)✔Business Assets(Inventory, trade goods, and profits)✔Rental Income(After deducting expenses)✔Agricultural Produce & Livestock
💡Exemptions:Your personal residence, car, clothing, furniture, and daily-use itemsarenot subject to zakat.
Compile a list ofall assets subject to zakat, including:
💡Use an Online Calculator:Many Islamic organizations offerzakat calculatorsto simplify this process (Islamic Relief Zakat Calculator).
Zakat is dueonly on net wealth, meaning you must deduct:
✔ If yourwealth is above nisab, you must pay zakat.❌ If yourwealth is below nisab, zakat is not required.
💰Zakat Payable = Net Zakatable Wealth × 0.025
Example Calculation:
The Quran (9:60) listseight categories of peopleeligible to receive zakat, including:
✔The poor and needy✔Debtors struggling with financial burdens✔Orphans and widows
🌍 Visit: https://ummafoundation.org/
💡Donate to the Yemen Medical Campaign or Bread Distribution Campaign.
🌍 Visit: https://irusa.org/
🌍 Visit: https://pennyappeal.org/
🌍 Visit: https://zakat.org/
🌍 Visit: https://muslimhands.org/
Zakat isnot just a duty—it is a blessing. By giving zakat, we help those who struggle to survive while ensuring our ownwealth is purified.
1️⃣Determine Nisab(Gold/Silver Value)2️⃣List Zakatable Wealth3️⃣Deduct Immediate Liabilities4️⃣Calculate 2.5%5️⃣Donate to a Trusted Charity
📌Donate now atUmma Foundationto help those in need today!
